Does my ex have to pay towards the mortgage?

Does my ex have to pay towards the mortgage?

Does My Ex-Partner Still Have to Pay the Mortgage? You’re equally liable for the mortgage, even if the loan is based on one party’s income or one of you moves out. Your lender can pursue both of you either jointly or individually for the payment – plus any costs, legal fees or loss made upon any possible repossession.

What happens if one person stops paying the mortgage?

If you stop paying your mortgage repayments in full then your home could be repossessed by your mortgage lender. The other implications are that your credit score could be negatively affected that will have an impact on any future mortgage application, mobile phone contract or loan approval.

How can I get my ex off my mortgage without refinancing?

You usually do this by filing a quitclaim deed, in which your ex-spouse gives up all rights to the property. Your ex should sign the quitclaim deed in front of a notary. One this document is notarized, you file it with the county. This publicly removes the former partner’s name from the property deed and the mortgage.

Can you sue someone for not paying mortgage?

You can sue to have the other person removed from the deed, and that may be an easy win if they have never paid any portion of the mortgage, but it’s likely more complicated than that if the other party has made payments.

Can my ex sue me for money after divorce?

In general, yes you can sue. Whether you will be successful or the judge will toss your case out of court is a different question altogether. You may also be required to pay for your ex’s lawyer for filing a frivolous lawsuit. So, you need to be careful before you run to the courthouse with a suit in mind.

Can you be put on the deeds but not mortgage?

It is possible to be named on the title deed of a home without being on the mortgage. However, doing so assumes risks of ownership because the title is not free and clear of liens and possible other encumbrances. Free and clear means that no one else has rights to the title above the owner.

Can I make my ex pay half the mortgage?

Yes, your ex will have to pay half of the mortgage if they are listed on the mortgage as you will be both equally liable to the mortgage lender and in the case of the mortgage being defaulted then the mortgage lender will come after the both of you for the mortgage balance plus any costs.

Who is responsible for mortgage after separation?

Most commonly, if you remain living in the home, you should pay the mortgage and expenses for the home, pending sale. Your ex-partner, who has moved out, may not be able to make their income stretch far enough to pay their own rent and living expenses as well as contribute to expenses for the marital home.

How can I get my ex boyfriend out of my house?

If your ex poses a threat to you, you can ask the police or your local court for a restraining order. In most states, if you have a compelling case, a judge will issue a temporary restraining order directing your ex to leave your residence and stay away from you. This can often be accomplished without your ex even appearing in court.

Can a judge order an ex boyfriend to leave your home?

In most states, if you have a compelling case, a judge will issue a temporary restraining order directing your ex to leave your residence and stay away from you. This can often be accomplished without your ex even appearing in court. But the order is temporary.

Do you have the right to lock your ex out of Your House?

One thing is certain: if you take action such as locking him out without first consulting with an attorney, you could find yourself in a lot of hot water. You must have a legal right to possess the residence before you can take action to make your ex leave. If you own your home and your name is on the deed, you’re in the clear.

Can you get a restraining order on an ex boyfriend?

If he hasn’t done anything wrong and if he’s lived with you for some considerable time, this could get dicey without the help of a legal professional. If your ex poses a threat to you, you can ask the police or your local court for a restraining order.