Table of Contents
- 1 What credit score do you need for Bank of America credit card?
- 2 How do I talk to a real person at Bank of America?
- 3 Which credit card is best for low income?
- 4 Why did Bank of America deny my credit card application?
- 5 How to check your Bank of America credit card status?
- 6 Can a Bank of America account help you get a credit card?
What credit score do you need for Bank of America credit card?
750 or higher
The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores.
How do I talk to a real person at Bank of America?
Contact us
- Contact us.
- Schedule an appointment.
- Schedule an appointment.
- Call us.
- Phone number:844.375.7028.
How long does it take to get a Bank of America credit card?
It takes 7 to 10 business days for a Bank of America credit card to arrive, under normal circumstances. Bank of America credit card customers who need a card sooner can call customer service at 1 (800) 732-9194 to request expedited shipping, which will take 1 to 3 business days.
Where does Bank of America pull credit from?
Bank of America is most likely to check your Experian credit report when you submit a credit card application. After Experian, Bank of America will turn to Equifax. The bank will only use TransUnion data if necessary.
Which credit card is best for low income?
Top Low Income Credit Cards
| Credit Card Variant | Annual Fee | Category |
|---|---|---|
| SimplySAVE SBI Card | Rs.499 | Daily shopping |
| HDFC Bharat CashBack Card | Rs.500 | Cashback |
| HDFC Freedom Card | Rs.500 | Rewards |
| HDFC Diners Club Rewardz | Rs.1,000 | Rewards and travel |
Why did Bank of America deny my credit card application?
Factors that often result in a denial include: Too many recent hard credit inquiries. Lack of any banking or investment accounts with Bank of America. Too many existing Bank of America credit card accounts.
How do I contact Bank of America from UK?
If your card has been lost or stolen, contact us immediately by calling collect: 315.424. 4022 from outside the U.S. or 800.432. 1000 domestically (Mon–Fri 7 a.m.-10 p.m. or Sat–Sun 8 a.m.-5 p.m., excluding holidays; all times ET). You can also sign in to Online Banking and request a replacement card.
What credit agency does BOA use?
How to check your Bank of America credit card status?
Access your saved application What’s the status of my credit card application? If you applied for a Bank of America credit card online, you can check the status of your application online. You can also check the status by calling us at 866.422.8089. When will I receive my credit card?
Can a Bank of America account help you get a credit card?
While having a banking or investment account with Bank of America doesn’t guarantee a successful credit card application, it could help, because not having one is a common denial reason. Some unsuccessful applicants for Bank of America business credit cards have also received offers to get the card by opening a CD with Bank of America.
How do I Activate my new Bank of America credit card?
Before you use your new card, you can activate it in one of several ways: Sign in to the Mobile Banking app and select your card account, then scroll to the Card Management section and select the Activate Card button Why do we ask for your country of citizenship?
What to do if Bank of America denies your credit card?
If you’re denied on a credit card application for this reason, you could always try calling and offering to open a CD. Your number of credit cards with Bank of America can also doom an application. In some cases, Bank of America has even closed active credit card accounts after deciding the consumer had too many cards.