Menu Close

Does Blue Shield cover eye surgery?

Admin

Does Blue Shield cover eye surgery?

A Blue Cross Blue Shield insurance plan that includes vision benefits can cover things like annual eye exams, eyeglasses, contact lenses, screenings for various eye conditions, cataract surgery and LASIK eye surgery. It’s typical for Blue Cross Blue Shield to offer a couple different plan options to consumers.

Do insurance companies cover Lasik eye surgery?

Unfortunately, most insurance companies don’t cover LASIK because laser eye surgery is nearly always considered an elective procedure. Elective procedures are typically procedures that are optional, nice to have done, but not medically necessary.

Is laser eye surgery a qualified medical expense?

According to the IRS, yes, you can deduct, “eye surgery to treat defective vision, such as laser eye surgery,” from your taxes. However, your total medical expenses for the year must meet a threshold to be eligible and you must itemize your deduction.

Does Blue Cross Blue Shield Cover Strabismus surgery?

Any strabismus treatment in individuals 18 years of age or older is covered if the reconstructive criteria are met. Occasionally, there may be congenital anomalies which do not result in functional impairment but which are so severely disfiguring as to merit consideration for corrective surgery.

Does insurance pay for laser cataract surgery?

Is Laser Cataract Surgery Covered By Medicare or Insurance? No, Medicare and commercial insurance do not cover laser cataract surgery (femtosecond laser cataract surgery). The patient must pay for any associated charges out-of-pocket.

Is LASIK really only 250 per eye?

First, no LASIK clinic will offer $495 or even $250 per eye for laser vision correction to everyone who is interested in LASIK. There will be a lot of fine print associated with these advertisements.

How do you pay for LASIK?

7 Ways to Cover the Cost of LASIK Eye Surgery

  1. Tax Refunds. Use this year’s federal and state tax refunds to make the cost of LASIK more affordable.
  2. Health Savings Account (HSA) or Flexible Spending Account (FSA)
  3. Credit Cards.
  4. Personal Savings.
  5. Personal Bank Loans.
  6. Loans from Family or Friends.
  7. Third Party Financing.

Can you get LASIK surgery with Blue Cross?

LASIK Surgery Coverage With Blue Cross Blue Shield-managed vision plans you can receive up to 25% off laser vision correction procedures. In addition, LASIK and other laser vision procedures can be paid for using tax-free money from an employer’s flexible spending account (FSA) or health savings account (HSA).

What kind of vision correction is covered by Blue Cross?

Coverage for vision correction procedures includes: Cataract surgery is considered a medically necessary procedure and is covered by Blue Cross Blue Shield Association plans. However, Blue Cross Blue Shield plans only cover cataract surgery using the monofocal intraocular lens.

Is the cataract surgery covered by Blue Cross?

Cataract surgery is considered a medically necessary procedure and is covered by Blue Cross Blue Shield Association plans. However, Blue Cross Blue Shield plans only cover cataract surgery using the monofocal intraocular lens.

Are there any Blue Cross Blue Shield plans in New York?

There are two different Blue Cross Blue Shield Association members offering policies in the New York metropolitan area, Empire and Excellus. Coverage for vision correction procedures includes: Cataract surgery is considered a medically necessary procedure and is covered by Blue Cross Blue Shield Association plans.