What happens if a money order gets lost in the mail?

What happens if a money order gets lost in the mail?

If your money order becomes lost in the mail, you’ll need to fill out forms with the issuer to request a replacement. Most institutions charge a fee for this service.

How do I track a mailed money order?

For USPS money orders, visit a USPS location and ask for a PS Form 6401 Money Order Inquiry. You will need a valid photo ID and a fee of $6.10 to issue the request. From there, USPS will trace your money order and it will appear on the lost money order list on the USPS website if it is indeed lost or stolen.

How do I know if my money order has been deposited?

Customers wanting to find out if a money order has been cashed may go online to USPS.com to check the status. They will need to enter the money order serial number, Post Office number, and issued amount—all printed on the money order receipt—in order to obtain near real-time status information.

How do I track a lost Western Union money order?

You can call the Western Union automated help line to determine the status of the money order you’ve sent. This phone number is (800) 999-9660. Listen to the automated menu prompts and select the option to “Check the Status of a Money Order.” Enter the 11-digit money order serial number when prompted.

Can you track a money order online?

You can find out if your money order has been cashed online by clicking Money Order Status or by calling our automated line at 1-800-542-3590. You will need to enter your money order number and the exact dollar amount of your money order.

What happens if a Western Union money order is lost?

Here’s how a few of the most popular issuers handle a lost money order: Western Union: If you still have your money order receipt, you will fill out the money order tracing/refund request on the back of it. If it is, it will take you to a form where you can request your replacement money order.

What happens if a money order is not cashed?

If the money order has been cashed, the issuer will not replace it or refund the purchase amount. But if the money order goes missing, you have a good chance of getting your money back—minus a fee and a few weeks’ delay—as long as it hasn’t been cashed.

Where on a money order is the check number?

Paper money orders are MICR printed with the routing code (including a routing number of 0000-0020 or 000000204) and the serial number with check digit. The routing number is also preprinted in the upper right corner on the form, which is in the location and front as prescribed by the ABA.

Do money orders expire Western Union?

DO MONEY ORDERS HAVE AN EXPIRATION DATE? No. However, depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount.

Can money orders be traced?

A money order is not a check, and it’s harder to trace one; keep your receipt until you are sure the order has been received and cashed.

How do I retrieve a Western Union money order?

¹Other options to submit a refund request if your money order has not been cashed:

1. Fill out the Money Order Refund Request form on the back of your receipt.
2. Send the completed form to the address mentioned on your receipt or by fax at 1-720-864-0477 or by email to [email protected].

Can you get your money back from a Western Union money order?

You can request a refund for a Western Union money order if it hasn’t been used or received, or if it is lost, damaged or stolen. You will receive a refund if the money order has not been used. If it has been used, you will receive a copy of the cashed money order for your records.

How do you verify Western Union money order?

Call to Check the Status. You can call the Western Union automated help line to determine the status of the money order you’ve sent. This phone number is 800-999-9660. Listen to the automated menu prompts and select the option to “Check the Status of a Money Order.”.

How do you cash a Western Union Check?

Western Union money orders offer a secure alternative to paying by check. The purchaser goes to a Western Union agent and pays cash for the money order, which in turn can be cashed at any bank or Western Union location. To cash your money order, you’ll need to bring identification such as a driver’s license or passport.

How do you replace Western Union money order?

Western Union charges $15 to replace lost money orders, $30 without the receipt. With the receipt, fill out a money order customer request form and mail it to the address on the form, including the fee and the original receipt. Make a copy of the request and receipt for your records.

Does Western Union accept checks?

Western Union is a financial services company that allows you to send money to people and to buy money orders at various affiliated businesses. You can’t directly have Western Union cash checks for you, but some of the Western Union locations that offer the company’s services also offer check cashing.