Does fully comp mean anyone can drive my car?

Does fully comp mean anyone can drive my car?

Can I drive another car with comprehensive insurance? Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s. If your insurance provider does allow you to drive a different vehicle, it’s likely that they will only provide third party cover as a maximum.

Can I drive another car if I’m fully insured?

Can I drive my partner’s car? Driving Other Cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy.

What age can you drive other cars with fully comp insurance?

25 or over
You need to be 25 or over when the policy starts. Your car insurance policy needs to be a fully comprehensive one. The other car must have insurance already. Your car must be in a driveable state (ie, not written off).

What does fully comp car insurance cover you for?

In a nutshell, comprehensive car insurance cover – sometimes known as fully comprehensive cover, pays out if you damage your car, someone else’s car or injure someone in an accident, regardless of who is at fault. Comprehensive car insurance also covers you against fire and theft.

Can you drive someone elses car?

No, it’s not illegal to drive someone else’s car. But to give you an idea, according to the New South Wales Roads and Maritime Services website, you’re looking at a $607 fine for driving a vehicle that’s unregistered and a $530 fine for driving a vehicle that’s uninsured. …

Is there a difference between comprehensive and fully comprehensive insurance?

Comprehensive car insurance, also known as ‘fully comprehensive’, is the top level of (non-business) insurance you can get for your car. This provides cover above and beyond that provided by third-party fire and theft (TPF) and third-party only (TPO) policies.

Can other people drive my car?

Usually, yes — your car insurance coverage should extend to anyone else driving your car. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.

Can you drive any car with fully comprehensive insurance?

The rules have changed so don’t assume you’re covered While traditionally fully comp meant you could drive any car, this has changed Motorists should check their policy wordings to be clear on what is covered A few friends and I are going on holiday in the UK and as there will be lots of driving involved, we’ve decided to take it in turns.

Can You Drive another person’s car on your insurance?

Just because you have comprehensive car insurance doesn’t automatically mean that you can drive another person’s vehicle. Some providers allow you to do so, while others might claim in the small print that you won’t be covered. Having fully comp insurance on your own vehicle doesn’t mean that you’re fully comp on someone else’s.

Do you have to have Doc to drive other cars?

Driving Other Cars (DOC) insurance isn’t usually included as part of a fully comprehensive policy. Unless your policy states otherwise, you’ll only be able to drive your partner’s car if they’ve added you as a named driver or have a family or any driver car insurance policy. What is a named driver?

What happens if you drive a car without Doc insurance?

A driver who is involved in an accident or caught without DOC insurance, even if the car they are driving is insured by the owner, will be dealt with severely by the law. They will be heavily fined with up to 8 licence penalty points, and could be banned from driving.