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What do you do when a woodpecker is pecking on your house?
Cover all holes as soon as possible. Place aluminum flashing over the areas where the woodpecker is pecking. The flashing will stop the pecking at that spot because: 1) it is metal, 2) it changes the sound, and 3) woodpeckers don’t like shiny objects. Just make sure that the woodpecker is not living in your home.
What repairs will home insurance cover?
Buildings insurance usually covers loss or damage caused by:
- fire, explosion, storms, floods, earthquakes.
- theft, attempted theft and vandalism.
- frozen and burst pipes.
- fallen trees, lampposts, aerials or satellite dishes.
- subsidence.
- vehicle or aircraft collisions.
How much damage can a woodpecker do?
One survey of woodpecker damage to homes reported an average loss of $300 per incident. Such destruction is rare in urban areas, but it can be extensive in suburban and wooded areas, even where woodpeckers seem to have plenty of natural alternatives to houses.
Does woodpecker on house mean termites?
If you notice woodpeckers pecking and prying your wood siding or trim, a call to the exterminator may be warranted as it may mean you have bees, termites or other insect invaders to address.
Does home insurance cover repairs?
A standard homeowners insurance policy provides coverage to repair or replace your home and its contents in the event of damage. In addition, you’re typically covered for living expenses if you need to find alternate lodging while your home is rebuilt. Liability coverage is typically included as well.
Can exterminators get rid of woodpeckers?
A general exterminator will have some basic working knowledge of how to scare woodpeckers away but it certainly isn’t worth paying for! However, it is illegal to kill woodpeckers as they are federally protected birds under the Migratory Bird Treaty Act of 1918.
Is the woodpecker damage covered by homeowners insurance?
Now that you already know that woodpecker damage isn’t covered by homeowners insurance, you should start inspecting your home and check the wooden structures for any holes because it will become worse if it will not be prevented immediately. Does Homeowners Insurance Cover Sinkholes?
What does homeowners insurance cover for bird damage?
This can mean that your homeowner’s insurance will cover the replacement of insulation, drywall, boards, and other materials that are necessary to maintain the overall health of the structure. It would likely also cover an extensive cleanup of the affected areas where the birds were living.
What should I do if my woodpecker pecks my shingles?
Place it near or over the area where the pecking has occurred. Replace shingles or use wood putty to cover the holes that are already drilled woodpeckers. Prevent any insects from invading the weakened area and disguise the site by painting or staining the repair over.
Can a house insurance policy cover bird poop?
These are natural kinds of events that the insurance company does not consider part of a normal policy. Birds dropping large amounts of their waste onto your property so that it stains the roof, the driveway, or your deck will also not be covered.