Menu Close

What is the difference between Medicare Part A and Part B?

What is the difference between Medicare Part A and Part B?

Medicare Part A covers hospital expenses, skilled nursing facilities, hospice and home health care services. Medicare Part B covers outpatient medical care such as doctor visits, x-rays, bloodwork, and routine preventative care. Together, the two parts form Original Medicare.

What is Medicare Part B Good For?

Medicare Part B helps cover medically-necessary services like doctors’ services and tests, outpatient care, home health services, durable medical equipment, and other medical services.

Is Medicare Part B considered health insurance?

Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).

Does everyone get Medicare Part B?

Anyone who is eligible for premium-free Medicare Part A is eligible for Medicare Part B by enrolling and paying a monthly premium. If you are not eligible for premium-free Medicare Part A, you can qualify for Medicare Part B by meeting the following requirements: You must be 65 years or older.

What is Plan A and Plan B Medicare?

Medicare Part A and Part B make up Original Medicare. If you’re wondering what Medicare Part A covers and what Part B covers: Medicare Part A generally helps pay your costs as a hospital inpatient. Medicare Part B may help pay for doctor visits, preventive services, lab tests, medical equipment and supplies, and more.

What does Part B of social security cover?

Medicare Part B (medical insurance) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.

Is it mandatory to have Medicare Part B?

Medicare Part B is optional, but in some ways, it can feel mandatory, because there are penalties associated with delayed enrollment. As discussed later, you don’t have to enroll in Part B, particularly if you’re still working when you reach age 65. You have a seven-month initial period to enroll in Medicare Part B.

What does Medicare Part B pay for?

Medicare Part B pays for physician services, outpatient hospital care, and home health care that Part A does not pay for. It also covers: Part B is financed by Part B premiums (paid monthly by Medicare beneficiaries) and general revenues from the federal government.

What is Medicare Part B plans?

Find affordable Medicare plans. Medicare Part B (medical insurance) is part of Original Medicare and covers medical services and supplies that are medically necessary to treat your health condition. This can include outpatient care, preventive services, ambulance services, and durable medical equipment.

What does Part B cover?

Beyond doctor visits, Part B partially covers physical, speech, and occupational therapy, second opinions, certain drugs administered by a doctor, and some durable medical equipment (wheelchairs, canes, scooters, etc). Along with Medicare Part B’s monthly premium, it still has out of pocket costs.

What is Medicare Part B only?

Medicare Part B, or medical insurance, is the part of Original Medicare that covers medical services and supplies considered medically necessary to treat your health condition. This could mean outpatient services, preventive care, ambulance services, and durable medical equipment.